Sometimes, you need to take an unconventional approach to parenting to teach your child the right lesson. After one dad from St. Louis, Missouri was asked by his six-year-old to borrow $20, he responded with a bold letter the boy will never forget.
As any parent will tell you, parenting can be difficult. However, Imgur user sonan303 might have perfected parenting after his six-year-old son sought an advance in his chore money in order to buy some toys. Unfortunately, his father chose to decline the boy’s request and explained his reasoning in an official rejection letter written from the “Bank of Dad.”
The father proudly displayed his response letter on Imgur with the caption reading, “Our 6 y/o asked Dad for an advance on his allowance for a toy. This is the response he got.”
The letter began, “We regret to inform you at this time that we are unable to provide a loan in the amount requested of $20.00. After reviewing your account, we have find you have insufficient funds, and a history of not doing your chores.”
In an effort to further explain the denial letter to his young child, the father points out that the boy’s spending habits have been erratic since Christmas. “Furthermore, over $80.00 has been spent on discretionary entertainment expenses since Christmas,” the letter continued. “This is an unsustainable amount of expenditure, and we cannot further compound the problem by financially assisting with occurring further debt at this point.”
In an effort for the letter to be as realistic as possible, the father even included options for the six-year-old to refute the “banks” decision. “If you would like to refute this decision, you can contact our complaint department at (Mom’s number.) Our dispute manager at this number may be able to persuade us to reverse our decision.”
He concluded, “Thank you for choosing DAD Savings and Loan, we appreciate the chance to serve your financial needs.”
I think it’s safe to say that this young boy learned a valuable lesson about spending habits. One thing is for certain, there are many parents who should be using this method to teach the generations to come the value of a dollar and the dangers of debt. Sometimes, the best thing you can tell your kids is “No,” and there’s nothing wrong with finding a clever way to do it.